The Leading Life Insurance Broker In New Zealand

If you’re looking for a life insurance broker who can help find the best plan to suit your needs and ensure that your family will be protected if the unthinkable happens, the team at Accord Insurance can help.

What is Life Insurance?

In short, it fulfils two major functions. It helps us look after our loved ones when we’re no longer around to do so, and takes care of any debts we might have created when we were alive.

If you’ve got responsibilities within your family, to other relatives, or to business associates, life insurance is a great way to protect these precious relationships after you’re gone.

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How do I choose a Life Insurance Plan?

Life coverage is a cornerstone of many insurance programs, which can make it difficult to choose the right plan. A qualified life insurance broker can help you find the best option to fit your needs.

Ideally, your plan should offer a payout that’s enough to maintain the lifestyle of your loved ones, pay off any debts you might have left, provide an income for your surviving family members, and pay for your children’s school or university expenses.

How much insurance you need is a personal matter and depends very much on your circumstances. The size of your household, your income levels, and your intended use of the funds all affect how much coverage you need. All these factors mean that choosing the right plan is something that demands a lot of careful thought. A life insurance broker can help you look through the available options and find the plan that best suits your needs.

Despite the complexities involved in choosing a policy, life insurance itself is not very expensive. In fact, you can get significant cover for as little as the price of a cup of coffee a day. That’s a worthwhile investment for the peace of mind of knowing that your loved ones are protected when you can’t be there to protect them.

What can life insurance be used for?

The money your loved ones receive from your coverage payout can take care of a wide variety of needs. A life insurance broker can help find the right plan for your circumstances.

Some of the costs which your payout could go towards include:

  • dotsPaying off any remaining debts
  • dotsSending your children to university
  • dotsFinishing house alterations
  • dotsProviding income for a surviving spouse
  • dotsHelping children living overseas return home for a funeral
  • dotsPaying for your child’s wedding

For a small cost, the life cover you receive could make a massive difference in the lives of your surviving relatives, especially when you are no longer around to provide for them yourself.

If you’re looking for an experienced, qualified life insurance broker to help you find the best life insurance package for you and your family’s needs, the team at Accord Insurance can help. Get in touch with us at 027 446 4475 / phil@accordbrokers.co.nz to arrange an appointment, and let us know how we can help you today.

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